Disclaimer

The information provided on tdg-cap.com and through all products and services offered by Terra Devine Group (“TDG,” “we,” “us,” or “our”) is for general informational and educational purposes only. Please read this Disclaimer carefully before using our website, purchasing any digital product, or booking any consulting session.

1. Not Professional Advice

Nothing on this website or provided through our products or consulting sessions constitutes:

• Financial advice
• Investment advice
• Legal advice
• Tax advice
• Accounting advice

TDG is not a registered investment advisor, broker-dealer, CPA, or attorney. Our consulting services reflect the personal opinions and experience of the consultant and should not be treated as a substitute for advice from licensed professionals. You should always consult with qualified legal, tax, financial, and accounting professionals before making any real estate investment or business decision.

2. No Guarantees of Results

We make no representations, warranties, or guarantees — express or implied — that:

• Any deal, strategy, or investment will be profitable.
• Any projections, estimates, or assumptions in our templates or consulting sessions will prove accurate.
• Following any guidance provided will produce any specific financial outcome.

All financial projections, underwriting models, and scenario analyses are hypothetical tools. They are only as good as the assumptions you put into them. Actual results will vary based on market conditions, property-specific factors, your execution, and countless variables outside of anyone’s control.

3. Excel Templates

Our downloadable Excel templates are analytical tools, not investment recommendations. They are designed to help you organize and stress-test your own assumptions — not to tell you what to do. Specifically:

• Templates are provided “as is” without warranty of any kind.
• We do not guarantee that templates are free from errors, although we make every effort to ensure accuracy.
• You are solely responsible for verifying all calculations, assumptions, and outputs before relying on them for any decision.
• TDG is not liable for any losses, damages, or missed opportunities resulting from your use of any template.

4. Consulting Sessions

Consulting sessions represent the opinions and experience of the consultant at the time of the session. They are not a substitute for your own due diligence. Specifically:

• We do not conduct independent verification of any information you provide to us. Our analysis is based on what you share.
• Any opinions expressed about a deal, strategy, or assumption are just that — opinions.
• We are not responsible for decisions you make based on our consulting, nor for the outcomes of those decisions.
• Consulting does not create a fiduciary relationship between TDG and you.

5. Website Content

The content on this website is provided for general informational purposes. While we strive to keep the information current and accurate, we make no guarantees about the completeness, accuracy, reliability, or suitability of any information on the site. Any reliance you place on such information is at your own risk.

6. Third-Party Links

Our website may contain links to third-party websites or services. We do not control and are not responsible for the content, accuracy, or practices of any third-party sites. Inclusion of a link does not imply endorsement.

7. Testimonials & Case Studies

Any testimonials, case studies, or examples shared on this website or during consulting sessions reflect individual experiences and are not guarantees of similar results. Your results will depend on your specific circumstances, deal, market, and execution.

8. Limitation of Liability

To the maximum extent permitted by applicable law, TDG and its owners, employees, and affiliates shall not be held liable for any damages of any kind arising from:

• Your use of or reliance on any information, template, or consulting session provided by TDG.
• Any investment or business decision you make.
• Any errors or omissions in our content or products.
• Any interruption or unavailability of the website.

9. Your Responsibility

10. Contact

If you have questions about this Disclaimer, contact us at:
admin@tdg-cap.com